Therapy Pricing · Virtual across Ontario

Therapy Pricing

Transparent fees, HST-exempt, with receipts for insurance reimbursement after every session.

HST Exempt · Receipts Every Session · No Waitlist
Christina Myshkevich, MSW RSW — therapist at Inner Room Vivian Zhang, MSW RSW — therapist at Inner Room Mo Alharoun, MSW RSW — therapist at Inner Room Shawna Martin, MSW RSW — therapist at Inner Room
Four therapists, transparent rates Registered Social Workers · Virtual sessions across Ontario

Private psychotherapy in Ontario is not covered by OHIP, but most extended health plans cover it. Average therapy costs in Ontario typically range from $120 to $350 per session depending on credentials and format; Inner Room's fees run $130 to $195 per 50-minute session, with couples therapy at $220. All fees are HST-exempt, with registered social worker receipts issued for insurance reimbursement at Inner Room, virtual across Ontario.

Cost $130–220 / session Depends on service & therapist · HST exempt
Insurance Covered by most plans RSW receipts provided · details
Getting started 15-minute consult No waitlist · Book this week
Book a Consultation
What starting looks like

Three steps. That's it.

01

Book a 15-minute consult

Free, no commitment. You ask anything, including about fees and insurance.

02

Pay after each session

No packages, no prepayment, no subscriptions. You pay per session, after the session.

03

Submit your receipt

Every session comes with a detailed RSW receipt. Most clients submit through their insurer's app in under two minutes.

Rates by therapist

Every therapist, every rate

Same quality of care at every rate point. Student rate available with any therapist.

Christina Myshkevich, MSW RSW — therapist at Inner Room

Christina Myshkevich

MSW, RSW

$170 individual · $220 couples ($310 intake) · $130 student

Mo Alharoun, MSW RSW — therapist at Inner Room

Mo Alharoun

MSW, RSW

$170 individual · $130 student

Shawna Martin, MSW RSW — therapist at Inner Room

Shawna Martin

MSW, RSW

$170 individual · $130 student

Vivian Zhang, MSW RSW — therapist at Inner Room

Vivian Zhang

MSW, RSW

$195 individual · $220 couples ($310 intake) · $130 student

How payment works

How payment works

Clear, simple, and predictable.

No packages, no prepayment, no surprises. You pay per session, after each session, and we handle the paperwork that gets you reimbursed.

Per-session payment

Pay after each session by e-transfer or credit card. No packages, no subscriptions, no prepayment required.

Insurance receipts

A detailed RSW receipt is issued after every session. Submit through your insurer's app; most reimburse within days.

Cancellation policy

24 hours' notice required. The full session fee is charged for late cancellations and no-shows.

Transparent pricing

Pricing & insurance

No surprises. You know the cost before you book.

Insurance: Sessions with a Registered Social Worker (RSW) are covered by most extended health plans in Ontario. OHIP does not cover private therapy. You pay after each session and submit the receipt we provide for reimbursement. Read the insurance guide

Direct billing: We don't bill insurers directly, and here's what that means in practice: you pay after each session, we issue a detailed RSW receipt immediately, and most clients submit through their insurer's app in under two minutes. Reimbursement typically lands within days. Every plan is different, so we keep the paperwork exact and let your insurer do the rest.

Cancellation: 24 hours' notice required. Full session fee charged for late cancellations and no-shows.

Sun Life GreenShield Canada Life Medavie Blue Cross TELUS Health Desjardins
Does this sound familiar?

Common Therapy Costs & Questions

Clear answers to the most common questions about therapy fees.

Is therapy covered by OHIP? No, but most extended health plans cover RSW sessions.

Do you offer direct billing? No. You pay per session and submit our receipt for reimbursement.

Is there a student rate? Yes, $130 with all four therapists.

What if I can't afford therapy right now? Ask us about lower-cost referral options during your consultation.

Know the cost before you book.

The consultation is 15 minutes. Ask about fees, insurance, anything. No pressure, no surprises.

Book a 15-Minute Consultation

Virtual across Ontario · HST exempt · Receipts for insurance

Frequently Asked Questions

How much does therapy cost in Ontario?Private therapy in Ontario typically costs $120 to $350 per session depending on credentials and format. At Inner Room, individual sessions are $170 to $195, couples sessions are $220, and the student rate is $130. All fees are HST-exempt. See our full  therapy cost guide for a breakdown by credential and region.

Is therapy covered by OHIP?No. OHIP covers psychiatrists (medical doctors) and some hospital-based programs, but not private psychotherapy or social work. Most extended health plans do cover sessions with a Registered Social Worker. See the insurance guide.

Do you offer direct billing?No. You pay after each session and we provide a detailed RSW receipt immediately. Most clients submit through their insurer's app in under two minutes, and reimbursement typically lands within days.

Is 20 sessions of therapy a lot?There's no right number. Some people resolve a specific issue in 6 to 8 sessions. Deeper patterns, trauma, or long-standing anxiety usually take months of steady work. Twenty sessions over six months is a common arc, not an extreme one. Your therapist will give you an honest read on timeline after the first few sessions.

Is there free therapy in Ontario?Yes, with trade-offs. OHIP-covered options include hospital outpatient programs and the Ontario Structured Psychotherapy program, but waitlists often run months. Community agencies offer sliding-scale counselling. University students can access campus counselling. Private therapy means no waitlist, your choice of therapist, and continuity of care.

How can I get cheaper therapy in Ontario?A few honest routes: our $130 student rate (any therapist), sliding-scale community clinics, training clinics with supervised interns, and maximizing your insurance reimbursement (most plans cover RSW sessions up to an annual maximum). Employee assistance programs (EAPs) often include a few free sessions.

Why do therapists charge different rates?Rates reflect experience, specialization, and demand. Our therapists set their own fees within a transparent range. A $195 session with a CAMH-trained therapist and a $170 session with an excellent mid-career therapist are both fairly priced; the right question is fit, not just fee.

What is your cancellation policy?24 hours' notice is required. The full session fee is charged for late cancellations and no-shows, because that time was held for you.

https://innerroom.ca/

Inner Room is a premium virtual psychotherapy Ontario practice. All therapists are registered with the Ontario College of Social Workers and Social Service Workers. No waitlist. Book your 15-minute consultation.

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