Psychotherapy with Registered Social Workers (MSW, RSW). Transparent fees, HST-exempt, receipts every session.
No commitment · ask anything, including fees and coverage.
Private psychotherapy in Ontario is not covered by OHIP, but most extended health plans cover it. Average therapy costs in Ontario typically range from $120 to $350 per session depending on credentials and format; Inner Room's fees run $170 to $195 per 50-minute session, with couples therapy at $220 and a $130 student rate. All fees are HST-exempt, with registered social worker receipts issued for insurance reimbursement at Inner Room, virtual across Ontario.
Free, no commitment. You ask anything, including about fees and insurance.
No packages, no prepayment, no subscriptions. You pay per session, after the session.
Every session comes with a detailed RSW receipt. Most clients submit through their insurer's app in under two minutes.
Same quality of care at every rate point. Student rate available with any therapist.
$170 individual · $220 couples ($310 intake) · $130 student
$170 individual · $130 student
$170 individual · $130 student
$195 individual · $220 couples ($310 intake) · $130 student
Clear, simple, and predictable.
No packages, no prepayment, no surprises. You pay per session, after each session, and we provide the paperwork that gets you reimbursed.
Pay after each session by e-transfer or credit card. No packages, no subscriptions, no prepayment required.
A detailed RSW receipt is issued after every session. Submit through your insurer's app; most reimburse within days.
24 hours' notice required. The full session fee is charged for late cancellations and no-shows.
No surprises. You know the cost before you book.
Insurance: Sessions with a Registered Social Worker (RSW) are covered by most extended health plans in Ontario. OHIP does not cover private therapy. You pay after each session and submit the receipt we provide for reimbursement. Coverage varies by plan. Inner Room is not affiliated with, or endorsed by, any of the insurers listed. Read the insurance guide
Direct billing: We don't bill insurers directly, and here's what that means in practice: you pay after each session, we issue a detailed RSW receipt immediately, and most clients submit through their insurer's app in under two minutes. Reimbursement typically lands within days. Every plan is different, so we keep the paperwork exact and let your insurer do the rest.
Cancellation: 24 hours' notice required. Full session fee charged for late cancellations and no-shows.
Clear answers to the most common questions about therapy fees.
Is therapy covered by OHIP? No, but most extended health plans cover RSW sessions.
Do you offer direct billing? No. You pay per session and submit our receipt for reimbursement.
Is there a student rate? Yes, $130 with all four therapists.
What if I can't afford therapy right now? Ask us about lower-cost referral options during your consultation.
The consultation is 15 minutes. Ask about fees, insurance, anything. No pressure, no surprises.
Book a 15-Minute ConsultationVirtual across Ontario · HST exempt · Receipts for insurance

Inner Room is a virtual psychotherapy practice serving Ontario. All therapists are registered with the Ontario College of Social Workers and Social Service Workers. No waitlist. Book your 15-minute complimentary consultation.
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We provide secure virtual therapy across all of Ontario, frequently supporting clients in: